Monday, 26 January 2015

Lotions & Potions - Frugal February

Flashback! 

February 2014. I looked at my post Christmas bank account and realised for the first time in my life I'd have to dip into my savings to keep my household running.  I was heartbroken.  I'd been squeezed for cash before, but I'd never had to resort to my savings literally saving me.  I wasn't over-spending on frivolous things, I hadn't had a ridiculously expensive Christmas. In fact, pretty much all I was doing was paying bills.  Boy, oh boy, can a mortgage, childcare and council tax hurt when a little one is still under 3. So, I set myself a task. Frugal February.  For the 28 days I would buy nothing that wasn't a necessity.  Weekly shopping would only have food that was needed, no treats. I would only buy an item of clothing if I couldn't repair its predecessor. I wouldn't buy any cosmetics or nail varnishes and I'd make sure I steered clear of eBay.  When March rolled around, my bank account didn't feel so dangerous and the only way was up.  It was an accomplishment.

Flashforward! 

February 2015.  My recession year mortgage has been renewed to have 2% lower interest rate annually.  M has her 15 hours free nursery weekly.  I'm able to buy things that are actually fun. I don't have to check my bank account with a sense of dread. This year, I don't need to do Frugal February, but I feel like I should.  Like a personal Lent.  I'm not going to lie, this is going to be harder than last year.  I receive newsletters about new things I should buy, I follow Instagrammers who post pictures of things I want, I've discovered just how much eBay has to offer my addictive buying personality.  Frugal February is a principle thing.  Can I last 28 days purely enjoying what I have without indulging in something new?  I really hope so!

The Agreement

  1. No buying anything that isn't a necessity
  2. Beauty products are not a necessity (this excludes hygiene products of course)
  3. Nail varnish is not a necessity either dammit!
  4. If any parcels arrive in February, they must wait until March to be opened
  5. If I cave in or the Witching Hour gets me, the same amount of money must go into a pot for R to spend on his hobby
  6. I can still look as looking costs nothing

Predictions

I am going to be a sad panda in February.  But I'm going to stave off sad panda-ness by enjoying what I already have.  I think I'll crack open my collection of samples.  Maybe I'll even dare to try out my History of Whoo gift collection.  I think I can do it.  It'll also be interesting to see if it feels like I've missed out on anything or if I suffer buyer's blues. Wish me luck, I'm going to need it!

2 comments:

  1. I like the idea of the pot for R :p

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    Replies
    1. I bet you do! Just remember, it's only if I cave in. It also applies to the value of any parcels I open that arrive in Feb.

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